1 st Option Mortgage LLC Privacy Policy

1st Option Mortgage LLC strongly believes in protecting the confidentiality and security of the information we collect about you as a customer, potential customer or former customer. Our Company has adopted the following policies and procedures to safeguard the personal information about our customers in our possession. Our Privacy Pledge  We do not sell customer information.  We share customer information with certain employees and with companies providing services on our behalf in order to service your needs.  Our policy is to require all employees and companies providing services on our behalf to keep customer information confidential.  Our privacy policy applies to potential customers as well as current and former customers. Safeguarding Personal Information 1st Option Mortgage LLC will permit employees to access your personal information only if they have a business purpose for using such information, such as administering or providing our products and services. Our policy which governs the conduct of all of our employees requires all employees to safeguard personal information about the consumers and customers we serve or have served in the past. Information We Collect About You We collect information about you to help us serve your financial needs, to provide you with quality products and services and to fulfill legal and regulatory requirements. We consider all information about you in our possession to be personal information, even if you cease to be a customer. The personal information we collect about you may include among other things:  Identifying information, such as your name, age, address, phone number and social security number.  Employment information  Financial information such as your income, assets and liabilities, as well as information about your savings, investments, insurance and business. 1st Option Mortgage LLC collects this information on applications and other forms you complete, through conversations you may have with our loan professionals, with our other representatives, and when you utilize the “Contact” Section on www.1stom.com. We may also collect information from a wide range of other sources in order to process and/or underwrite your loan. These sources may include among others, employers, attorneys, banks, title insurers, insurance companies and credit reporting agencies. When you are no longer our customer, we continue to use, store, and share the information described in this Privacy Policy as required by various federal and state laws. Sharing Information with Companies That Provide Services for Us We share personal information about you, as required or permitted by law, with third parties, such as service providers who assist us in the day to day operations of our company in the administration, processing, servicing and sale of your loan. These third parties include among others, title companies, appraisers, insurance companies, underwriting services, processing services, printing companies, software providers, marketing services and purchasers of loans. Our policy is to require third party service providers to enter into confidentiality agreements with us, prohibiting them from using any personal information they obtain for any other purpose other than those for which they were retained or as required by law. We may also disclose information about you, when necessary or required, in legal and arbitration proceedings and to government agencies. For Our Affiliate’s Everyday Business Purposes 1st Option Mortgage LLC may provide certain information to its affiliates relating to your transactions and experiences with 1st Option Mortgage LLC, but within the limitations of federal and state laws. As required by Federal Law, you have the right to limit: (a) the sharing of any information to nonaffiliated third-parties for their own purposes to market to you; (b) the sharing of information pertaining to your creditworthiness to affiliates for their own everyday business purposes; or (c) affiliates from using your information to market to you. Contacting Us If you have any questions about this privacy policy, please write us at 3542 Somerset Circle, Kissimmee, Florida 34746, USA. At 1st Option Mortgage LLC, we understand our customers' expectation of privacy and are committed to keeping all such personal financial information strictly confidential